In today's market, it's important to understand the different types of finance options available. Business car finance options may vary depending on your business requirements. Sole trader, company or partnership?

Business car loans may depend on the corporate structure, tax considerations, cashflow and GST registration. Below you will find the business car loan options we provide.

Commercial Hire Purchase (CHP) - A commercial hire purchase will allow you to borrow up to 100% of the purchase price or if you wish to make a cash or trade deposit to gain immediate equity in the goods. Read more...

Novated Lease (Salary Packaging) - Novated Lease arrangement is three-way, between a financier, your employer and you. This is not strictly a business car loan but can offer a great incentive to your employees. Read more...

Chattel Mortgage - A Chattel Mortgage is a commercial finance option using the 'cash' method of accounting. A financier loans the money to the business to purchase a car or commercial vehicle (chattel), and then secures the loan with a mortgage over the vehicle. Read more...

Operating Lease - An operating lease or finance lease as it is commonly referred to, is where the finance company retains ownership of the vehicle and you 'lease' the vehicle from the finance company. The finance company assumes all the risk with the end sale price. Read more...

Low Doc Loans - Low Documentation (Low Doc) car loans are for customers who don't meet the heavy financial documentation requirements of Australian banking for one reason or another. Transportation is a necessity for employers and employees; Low Doc car loans and leases have become a popular option. Read more...

Features and benefits of a Business Car Loan

• Finance products with low upfront or NO monthly management fees
• Finance products with NO Payout Penalties
• You can finance on-road costs, car registration fees and insurance in the loan contract
• The term of the loan contract can be between 1 - 5 years (12-60 months)
• You can make a deposit if you wish, the benefit of this is that it will reduce your monthly payments and/or the term of the car loan contract
• Friendly, human, and expert staff on hand whenever you require

Need more Business Car Loan information?

Click here to fill in the quick online form below to enquire or call us on 02 8913 5719 or 0401 622 775. If you are ready to be pre-approved, click here and get instantly pre-approved online!

Still unsure of which option is best for you? call us directly on 02 8913 5719 or 0401 622 775.