This is a Car Loan which is used by an individual to purchase a car. A consumer based Car Loan requires the car to be used as security for the Car Loan contract. What this means is that you will generally get a lower interest rate because in the event of non-payment, the car will be repossessed by the Financier.

This facility falls under the consumer credit code (UCCC) where the interest rate, commission and other fees are disclosed on the contract. All consumer credit conditions apply to this type of Car Finance.

Features and benefits of a Car Loan 4U Car Loan

• Finance products with low upfront or NO monthly management fees
• Finance products with NO Payout Penalties
• You can finance on-road costs, car registration fees and insurance in the loan contract
• The term of the loan contract can be between 1 – 5 years (12-60 months)
• You can make a deposit if you wish, the benefit of this is that it will reduce your monthly payments and/or the term of the car loan contract
• Friendly, human, and expert staff on hand whenever you require

Need more Car Loan information?

Fill in the online form below to enquire or if you are ready to be pre-approved, click here and get instantly pre-approved

Still unsure of which option is best for you? Call one of our expert consultants today on 02 8913 5719 or 0401 622 775 and they will walk you through the different options enabling you to make an educated decision. Alternatively enquire online and one of our consultants will call you straight back.